health insurance

Shut Up Stupid, and Take Your Medicine

by Bill O'Connell on March 22, 2010

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“We have to pass the bill so that you can find out what is in it” Nancy Pelosi 

The White House claimed, incredibly, that most Americans support ObamaCare.

“If you take the last 12 independent polls, and you throw out four by Rasmussen, whose results the White House doesn’t like, and you throw out six others that show a wide margin of opposition, then you have two polls with results consistent with the Washington Post poll showing a fairly small margin of opposition to the Democrats’ national health care plan. And that is Benenson’s case. By the way, the headline of his article? “Most Americans want health care reform.”  – Byron York, National Examiner

Governor Ed Rendell of Pennsylvania, gushed on Fox News last night, about how ObamaCare was good for Pennsylvania.  Why?  Well, he said, today Pennsylvania is only reimbursed 50% for Medicare while under ObamaCare Pennsylvania will be reimbursed 90%.  Very cool.  Er, who’s picking up the tab for that extra 40%?  That question goes to the heart of the Liberal/Progressive movement which is basically you are too damn stupid to recognize a shell game when you see one.

Unless the plan is to have ObamaCare paid for with the profits from GM and Chrysler, the only thing the government does for a profit, it is all a giant shell game.  The giddy governor of Pennsylvania knows that this is a shell game and that extra 40% will either come out of Pennsylvanians federal tax pocket instead of their state tax pocket or it will be subsidized by citizens in other states through their taxes.  Oh wait, no, there is always those evil drug and medical device companies to tax.  But where do they get their money?  That’s right taxes are built into the price of their products, so expect drugs and medical devices to cost more.

The Evil Health Insurance Company Myth

Obama & Co. jumped all over a 39% premium increase by Anthem Blue Cross in California as Exhibit A justifying their takeover of the health care industry.  This is not going to be fixed with ObamaCare but only made worse.  An example is given by a doctor who says for the last seven years he has been reimbursed $50 for an office visit under Medicare.  In that time his expenses have risen 30%. (Quick check — if the good doctor gives his staff a 4% raise each year for 7 years that comes out, compounded, to about 30%).  Under ObamaCare they are proposing a 21% reduction in Medicare reimbursement, so the doctor will now get a $40 reimbursement for an office visit.  The doctor can do one of two things.  He can stop seeing Medicare patients, or he can charge his other patients more to make up the difference.  If he chooses the latter course of action, then private insurance companies, like Anthem, will have to pay for the increase.  How do they recover their costs?  That’s right by increasing premiums.

Just like you never hear statists blaming government polices of HUD, Fannie Mae, and Freddie Mac for the housing bubble that triggered the financial crisis and recession (it was all those greedy, evil bankers), you won’t hear them mention their policies regarding Medicare as triggering the premium increases.  It was all about greed.  So government will need to step in and make sure those greedy insurance companies cannot increase prices like they have.  So expenses rise, premiums are capped, insurance companies fold, and voila you have a public option, which becomes the only option.  Next to keep expenses from rising, health care will have to be rationed because there are no market mechanisms in ObamaCare to actually reduce costs.  No tort reform.  No elimination of 3rd party payers.  No true insurance that protects against catastrophic costs while you pay for the routine, like all other insurance.  Just government fiat.  Obama can no more order health care costs to decline than he can turn off gravity. 

News flash to people around the world living under socialized medicine who travel to the United States for critical care when they need it, that door will soon be closed.

Who Is Really Stupid?

Statists believe the average American is too stupid to make decisions, or should I say the right decisions, about their lives, health, safety, etc.  We need the really, really smart people in government to tell us what is good for us and follow their instructions.  Or…in November we can send them the message that they were really, really stupid to ignore what the American people were screaming at them, STOP!!!! If Jefferson, Madison, Washington, Adams, Hamilton, et al, thought Americans were smart enough to look out for their own best interests, who are Pelosi, Reid, Waxman, Boxer, Rangel, Schumer, Dodd, et al, to say otherwise?

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Score One for the First Amendment

by Bill O'Connell on January 22, 2010

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The Incumbent Protection Act, aka McCain-Feingold, took a big hit yesterday from the Supreme Court.  It is particularly timely with so many incumbents nervously eying the exits.  The McCain-Feingold bill prohibited corporations and unions from “electioneering communications” within in 30 days of a primary, or 60 days of a general election.  Those time limits probably match pretty nicely with when most people start paying close attention to elections.  So if this kind of communication is cut off, who is left with the power of name recognition?  That’s right, the incumbent and that is probably why 90% of incumbents are re-elected.

Outrage on the Left

President Obama immediately came out swinging saying it was a victory for “big oil, Wall Street banks, health insurance companies, and other special interests.”  He somehow overlooked the SEIU union whose president topped the list of visitors to the White House.  Unions will have unfettered communications as well.  Chuck Schumer promises hearings and the Naderite Public Citizen group is proposing a constitutional amendment banning free speech for “for-profit” corporations.  I’ll give you a moment to ponder that; a constitutional amendment to eviscerate the First Amendment.

The Momentum is Building

On April 15 it will be the first anniversary of the Tea Parties that were held across the country.  Let’s raise a cup of tea, that the Ship of Liberty that was foundering on the rocks may at last be turning it’s guns on the enemy and turning the tide of battle.  Virginia, New Jersey, a close loss in NY23, Massachusetts, the First Amendment, the momentum is building.  But let’s not forget the words of Churchill:

Now this is not the end. It is not even the beginning of the end. But it is, perhaps, the end of the beginning. — Winston Churchill

Don’t let up until we have our country back.

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Enemy of the State

by Bill O'Connell on August 6, 2009

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Just when you thought this administration had gone about as far as it could go in turning America into the old Soviet Union another subtle clue is revealed.  When you craft legislation that is over a thousand pages long and you try to slam it through before anyone can read it, all kinds of creepy things come crawling out when you turn the lights on.  This is from the White House’s blog:

“There is a lot of disinformation about health insurance reform out there, spanning from control of personal finances to end of life care.  These rumors often travel just below the surface via chain emails or through casual conversation.  Since we can’t keep track of all of them here at the White House, we’re asking for your help. If you get an email or see something on the web about health insurance reform that seems fishy, send it to flag@whitehouse.gov.”

Turn in your neighbor?  Does this not sound like Cuban block watchers in Castro’s worker’s paradise?  Is your name in their database?  If you apply for a government job, do you think you might run into a “problem”?  Will the IRS come knocking on your door to audit you?  If this doesn’t send chills up your spine, you are made of sterner stuff than me.

What’s really Fishy?

To be fair, everything this administration has said about health care, or is it health insurance, seems fishy?  So should all Americans be writing to the White House to complain?  Be careful, I am sure they are taking the names on both sides of the e-mail.  This Administration wants the First Amendment only to apply to the titan of the teleprompter.  But if you criticize the state, you are Astroturf, an unruly mob, crazed right-wing plants.  When do they send the goons in to break up the crowd and beat a few participants to send them a lesson.

Be Careful Before You Take a Bite Out of that Apple

The administration is touting the Cash for Clunkers program as a great success.  But as the auto dealers file for the rebates they are faced with this {emphasis added}:

“This application provides access to the DoT CARS system. When logged on to the CARS system, your computer is considered a Federal computer system and is the property of the U.S. Government. Any or all uses of this system and all files on this system may be intercepted, monitored, recorded, copied, audited, inspected, and disclosed to authorized CARS, Dot, and law enforcement personnel, as well as authorized officials of other agencies, both domestic and foreign.”

This was widely reported by Glenn Beck and immediately the statists came forth to attack him as a right wing fanatic.  I also saw some insipid posts saying, “well how are they going to be able to do that?  I’ll smack anyone who tries to touch my laptop; that web site is only for the dealers, not for consumers, etc., etc.”  To that I say, read it for yourself and decide.  Perhaps, as some suggest, it was some overly aggressive government lawyer who was trying to protect…  Protect what?  Rebates?

The pattern is shocking and the pattern is clear.  If the government gives you TARP money, the government sets your salary.  If the government bails out and then takes over the car companies, the government will decide what kind of cars it will build and if it loses money for years (Amtrak, the Postal Service), the government can decide to keep them afloat to achieve their agenda.  Keeping all those UAW members on the government teat, will keep their votes in the Democratic column.  Now if you want a rebate, the government owns your computer.  Let’s see, is there any disparaging information about the Obama administration on there?  No rebates for your dealership and we’ll fire off an e-mail to flag@whitehouse.gov to boot.  And what about that reference to foreign agencies?

Barack Obama is a disciple of Saul Alinsky and he knows a thing or two organizing and defeating his opponents, not by logic or reason, but by attack and disinformation.  That is how dictators grab power.  Will we be able to do as our Founding Fathers did and stop the spread of this tyranny?  The recent town hall meetings with our legislators give me reason to hope that Americans are paying close attention and do not like what they see.

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Congressional Clunkers

by Bill O'Connell on August 1, 2009

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Can anyone offer us a deal to give us cash if replace our Congressional Clunkers?  How about the health insurance companies?  They’d probably kick in, since they are Congress’ new whipping boy.  Oil companies, coal companies?  They get bashed every time Congress screws up and bans nuclear power, offshore drilling, ANWR, and coal as the price of oil climbs.  Banks who didn’t take TARP money?  Well Congress wants to set their salaries now.

Congressional Mileage

How much liberty per dollar are we getting for the money guzzling Congressmen and Senators who pull down $169,300 per year (more for committee chairs, and Speaker Pelosi who weighs in at $217,400)?  And this doesn’t begin to count their expense budgets, gold plated health care, etc.  I’m sure we could get much better mileage from a smaller government and a Congress that only meets half a year.  I’m willing to bet that the longer Congress stays in session the more trouble they get us into, while consolidating their power and feathering their own nests.

Here’s the Plan

Let’s set up a fund.  We’ll let Goldman Sachs run it, as they seem to know how to turn a buck. Anyone can contribute to the fund, no limits. For every Congressman who voted for the Stimulus, Cap and Trade, and the Health Care disaster and is run out of office, the fund will pay out a percentage of the fund to everyone who registered and voted.  The percentage will be calculated as the percentage of these clunkers who are retired out of Congress.

Think about it.  If you are a voter who really, really believes that the Stimulus, Cap and Trade, and the government takeover of our health care system is a good thing, you will vote to re-elect the members of Congress who voted the same way.  However if you don’t, then perhaps you need a little personal stimulus to cross party lines, or set aside ideology, and vote the bums out.  It might even help improve voter turnout.  And why not?  If ACORN can get illegal aliens and dead people to vote for their candidates, we need a way to fight back.

What do you think?

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